Defensive DrivingYour auto insurance is in place to help cover the cost of damage if an accident occurs. Naturally, driving safely reduces your risk of getting into a collision, which is why many providers offer safe driving discounts. Some insurance companies offer lower rates and bonuses for having an accident-free driving record, too.
Pursuing EducationBeing a student is demanding enough without the added stress of high auto insurance rates. Fortunately, student discounts are available from most providers and can help reduce your rates for the entirety of your academic career. Simply show your agent some form of student ID and enjoy a lower monthly premium.
Going PaperlessBusinesses across the globe are making the move to paperless transactions, and many insurance providers will reward you for doing so. By signing up for digital billing statements, online payments or an auto-pay setup, your rates may be lowered. If you’re already going paperless, it’s also a good idea to sign up for digital alerts and any newsletters your provider offers.
Bundling CoverageThis day and age, insurance is available for almost everything — cars, homes, boats, motorcycles and even RVs all need coverage in case of an emergency. Chances are, your insurance provider will reward you with a discount if you choose to bundle your assets and insure them all together. Most of these plans vary based on what you’re covering, so be sure to speak with your agent before making any changes.
Of all the things you have to worry about, your auto insurance rate shouldn’t be one of them. Talk to your agent today to see if you’re missing out on any eligible discounts.